Privacy Policy

In this privacy statement, we explain what we do with the data we obtain about you via https://budgetfitter.co.uk. We recommend you carefully read this statement. In our processing we comply with the requirements of privacy legislation. That means, among other things, that:

• we clearly state the purposes for which we process personal data. We do this by means of this privacy statement;
• we aim to limit our collection of personal data to only the personal data required for legitimate purposes;
• we first request your explicit consent to process your personal data in cases requiring your consent;
• we take appropriate security measures to protect your personal data and also require this from parties that process personal data on our behalf;
• we respect your right to access your personal data or have it corrected or deleted, at your request.

If you have any questions, or want to know exactly what data we keep of you, please contact us. You can do this via our Contact Us page or using the details provided at the end of this statement.

1. Sharing with other parties We only share or disclose your data to other parties (processors) when necessary for the provision of our services and to comply with legal obligations. These parties may include:

• IT Service Providers: Such as hosting providers, cloud service providers, and website maintenance services that help us operate our website and services.
• Analytics Providers: Such as Google Analytics, to help us understand how our website is used (as detailed in our Cookie Policy and section 3 below).
• Email Service Providers: If you subscribe to our newsletters or updates, to manage and send these communications.
• Legal and Regulatory Authorities: When required by law or to protect our rights.

We ensure that these processors provide adequate guarantees to implement appropriate technical and organisational measures in such a manner that processing will meet the requirements of relevant privacy legislation and ensure the protection of your rights. We have data processing agreements in place with these parties where required.

2. Cookies Our website uses cookies. For more information about cookies, please refer to our Cookie Policy.

3. Disclosure practices We disclose personal information if we are required by law or by a court order, in response to a law enforcement agency, to the extent permitted under other provisions of law, to provide information, or for an investigation on a matter related to public safety.

If our website or organisation is taken over, sold, or involved in a merger or acquisition, your details may be disclosed to our advisers and any prospective purchasers and will be passed on to the new owners.

We have concluded a data processing agreement with Google (for services like Google Analytics). Google may not use the data for any other Google services beyond those agreed. The inclusion of full IP addresses is blocked by us (IP anonymisation is enabled for Google Analytics).

4. Security We are committed to the security of personal data. We take appropriate security measures to limit abuse of and unauthorised access to personal data. This ensures that only the necessary persons have access to your data, that access to the data is protected, and that our security measures are regularly reviewed. The security measures we use consist of, but are not limited to:

• DKIM, SPF, DMARC and other specific DNS settings
• Website Hardening/Security Features
• HTTP Strict Transport Security (HSTS) and related Security Headers and Browser Policies
• Vulnerability Detection and regular security audits
• Security measures for hardware that contains or processes personal data.
• Login Security and access controls
• We select service providers who demonstrate a commitment to security standards, such as those who may hold certifications like ISO27001/27002, where applicable and appropriate for the service provided.
• (START)TLS / SSL / DANE Encryption for data in transit.

5. Third-party websites This privacy statement does not apply to third-party websites connected by links on our website. We cannot guarantee that these third parties handle your personal data in a reliable or secure manner. We recommend you read the privacy statements of these websites prior to making use of these websites.

6. Amendments to this privacy statement We reserve the right to make amendments to this privacy statement. It is recommended that you consult this privacy statement regularly in order to be aware of any changes. In addition, we will actively inform you wherever possible (for example, by a notice on our website or via email if you are subscribed to our communications).

7. Accessing and modifying your data If you have any questions or want to know which personal data we have about you, please contact us. You can contact us by using the information below or via our Contact Us page. You have the following rights:

• You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for. We retain personal data only for as long as necessary to fulfil the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
• Right of access: You have the right to access your personal data that is known to us.
• Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
• If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
• Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
• Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.

Please make sure to always clearly state who you are, so that we can be certain that we do not modify or delete any data of the wrong person. We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights).

8. Submitting a complaint If you are not satisfied with the way in which we handle (a complaint about) the processing of your personal data, you have the right to submit a complaint to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk).

Information Commissioner’s Office Wycliffe House Water Lane Wilmslow Cheshire SK9 5AF

For residents of Jersey or Guernsey, you may contact your respective local data protection authority:

Jersey Office of The Information Commissioner 2nd Floor 5 Castle Street St. Helier Jersey JE2 3BT

Office of the Data Protection Authority (Guernsey) St Martin’s House Le Bordage St. Peter Port Guernsey GY1 1BR

We would, however, appreciate the chance to deal with your concerns before you approach the ICO, so please contact us in the first instance via our Contact Us page or the details in Section 11.

9. Data Protection Contact FozDigital LTD is the controller responsible for your personal data collected through https://budgetfitter.co.uk.

If you have any questions about this privacy statement or our data protection practices, please contact us using the details in Section 11 or via our Contact Us page. If you have specific data protection concerns that you feel are not addressed, you can direct your query to our team responsible for data protection at privacy@budgetfitter.co.uk or through our Contact Us page.

10. Children Our website is not designed to attract children and it is not our intent to collect personal data from children under the age of 13 (or the relevant age of consent in their country of residence if different). We therefore request that children under this age do not submit any personal data to us. If we learn that we have collected personal data from a child under this age, we will take steps to delete such information.

11. Contact details FozDigital LTD 124 City Road, London, EC1V 2NX United Kingdom Website: https://budgetfitter.co.uk Contact Page: https://budgetfitter.co.uk/contact-us/ Email: support@budgetfitter.co.uk

12. Data Requests For requests regarding your personal data, such as accessing, correcting, or deleting your information, please contact us via email at support@budgetfitter.co.uk, through our Contact Us page, or use any specific data request tools or forms if provided on our website.