A person holding a smartphone displaying the Clearpay app interface, featuring shopping options and popular brands, while surrounded by colorful shopping bags.
Shop Now, Pay Smarter

Clearpay Invite Code

Active Deals & Discounts - August 2025 verified

stars Welcome Rewards

£20 Off First Purchase - Clearpay

Get £20 off after your first purchase with a Clearpay promo code. Shop now and pay later with flexible payment options on your favourite brands!
verified Verified Ongoing Offer

About Clearpay

Clearpay is a leading global Buy Now Pay Later service that has transformed the way people shop by offering smarter, more flexible payment options. The Clearpay UK app and checkout service allows shoppers to buy what they want today and spread the cost over a series of manageable, interest-free payments. The most popular option is their signature pay in 4 instalments model, which splits the cost into four equal payments over six weeks. With thousands of top brands and retailers available, it’s easy to shop with Clearpay for everything from fashion and beauty to homeware and electronics. For new users, a Clearpay promo code or referral link can provide a fantastic start, with frequent promotions offering up to £20 off a first purchase.

Why Use Clearpay?

Clearpay has become a favourite payment method for millions of UK shoppers for several compelling reasons:

  • Budget Smarter, Not Harder: A key benefit is the ability to manage a budget by spreading the cost of a purchase over time, making items more affordable without paying any interest.
  • Completely Interest-Free: When payments are made on time, the service is completely free to use. There are no interest charges or upfront fees for the user.
  • Instant Approval Decision: The sign-up and approval process is quick and simple, with an instant decision made at the checkout, so there are no lengthy forms to fill out.
  • Accepted at Thousands of Stores: Clearpay is available at a huge and growing network of the UK’s favourite online and in-store retailers.
  • The Powerful Clearpay App: The app is a central hub where users can discover new brands, manage their orders and payments, and set up the Clearpay Plus card for in-store use.

How Clearpay Works

Using Clearpay’s famous pay in 4 instalments service is designed to be simple and transparent:

  1. Shop at Your Favourite Stores: Browse online or in-store at any of the thousands of retailers that offer Clearpay.
  2. Choose Clearpay at Checkout: Select Clearpay as the payment method. New users will provide a few details for a quick sign-up.
  3. Pay the First Instalment: The first of four equal payments is made at the time of purchase.
  4. Get Your Items Straight Away: The order is shipped out immediately, just like a normal purchase. The remaining three payments are then taken automatically from the chosen card every two weeks.

Benefits of Shopping with Clearpay

Using these flexible payment options provides many significant advantages:

  • Manage Your Cash Flow: Spreading the cost makes larger purchases more manageable and helps to align spending with a payday schedule.
  • Try Before You Fully Pay: For fashion purchases, it allows shoppers to receive and try on items before the full amount has been paid.
  • No Need to Wait for Payday: Take advantage of a great sale or a limited-stock item immediately, without having to wait.
  • A Rewarding Experience: The Klarna rewards club (this is an error, should be Clearpay) offers points on purchases, and the referral scheme provides great bonuses for introducing friends.

Things to Consider When Using Clearpay

To ensure a positive and responsible shopping experience, users should keep a few points in mind:

  • This is a Form of Credit: While interest-free, Buy Now Pay Later services are a form of credit. It is crucial to ensure that future payments can be met.
  • Late Fees Apply: If a scheduled payment is missed, late fees will be charged. Missed payments can also affect a user’s credit score and their ability to use Clearpay in the future.
  • Responsible Spending is Key: The service is designed as a budgeting tool, not as a way to spend more than can be afforded.
  • Promo Code Conditions: A Clearpay promo code for “£20 off” will be for new customers, will have a minimum spend requirement, and is often delivered as a gift card or credit after the first purchase.

Tips for a Great Clearpay Experience

Shoppers can get the most out of the service with these tips:

  • Download the Clearpay App: The app is the best way to track payment schedules, get reminders, and discover all the retailers that accept Clearpay.
  • Use a Referral Link to Sign Up: As a new user, signing up with a friend’s referral link is the best way to get the welcome bonus.
  • Set Up Payment Reminders: The app provides payment reminders to help ensure a payment is never missed.
  • Check the In-App Shop Directory: The app’s directory is a great way to discover new brands and see a complete list of all the places where you can shop with Clearpay.

Clearpay Customer Support & Policies

As a major regulated payments provider, Clearpay provides comprehensive customer support through their official app and website, which includes a detailed help centre. They have clear and transparent policies regarding their payment agreements, late fees, and the terms of their service, providing a secure and reliable framework for millions of UK shoppers.

Shop Smarter with Clearpay

For modern shoppers looking for a more flexible and manageable way to pay, the Clearpay UK app is an essential tool. As a leader in Buy Now Pay Later services, it makes it easy to shop with Clearpay and pay in 4 instalments, completely interest-free. With thousands of top retailers to choose from and a rewarding loyalty programme, every purchase is a smarter one. New users should be sure to sign up with a Clearpay invite code from a friend to get up to £20 off their first shopping adventure.

Unlock a world of flexible shopping with Clearpay today!