Cheddar Referral Code

About Cheddar

Cheddar is an innovative and easy and free cashback app that makes earning rewards on your everyday shopping completely effortless. The Cheddar cashback app is a leading platform for automatic cashback in the UK, offering a seamless way to get paid to shop. The service works by allowing users to securely link their bank account for cashback via Open Banking technology. This means that when you shop at partner retailers with a linked card, your cashback is tracked automatically, with no need to click through links or scan receipts. With a growing list of top brands, it’s a fantastic way to get rewards on everyday spending. For new users, signing up with a Cheddar referral code is the best way to get started, with frequent promotions offering a £2 cash bonus.

Why Choose the Cheddar App?

Cheddar is a top-rated choice for savvy UK shoppers for several compelling reasons:

• Completely Automatic Cashback: The standout feature is its “set it and forget it” nature. Once a user links their bank accounts, the app automatically detects qualifying purchases and adds the cashback to their account.
• Powered by Secure Open Banking: The platform uses secure, FCA-regulated Open Banking technology to connect to a user’s bank accounts, meaning it is highly secure and they never see or store any login details.
• Get Paid in Real Cash: Unlike many loyalty schemes, the cashback earned is real money. Once cashback is confirmed, it can be easily withdrawn directly to a user’s bank account.
• A Great Range of Partner Retailers: The platform partners with a wide and growing range of popular UK retailers, from supermarkets and transport providers to high street fashion and food delivery services.
• It’s Completely Free: The Cheddar app is completely free to download and use, with no subscription fees.

How Cheddar Works

Getting started with the Cheddar cashback app is a simple and secure process:

1. Download the App and Sign Up: Download the free app for iOS or Android and create an account. Enter a friend’s referral code during sign-up to be eligible for a welcome bonus.
2. Securely Link Your Bank Accounts: Follow the simple, in-app steps to connect your bank accounts via the secure Open Banking portal. This allows the app to track your spending at partner brands.
3. Shop as Normal: Simply use your normal debit or credit cards from your linked accounts to pay for shopping online or in-store at any of the partner retailers.
4. Earn Cashback Automatically: The app automatically tracks the qualifying purchases and the cashback will appear as “pending” in your account, usually within a few days.
5. Withdraw Your Earnings: Once the cashback has been confirmed by the retailer, it can be withdrawn directly to your bank account.

Benefits of Using Cheddar

Using Cheddar for rewards on everyday spending provides many significant advantages:

• An Effortless Way to Save Money: It’s a completely passive way to earn cashback on the shopping you’re already doing, without having to change your behaviour.
• Never Miss a Reward Again: The automatic tracking means you never have to worry about forgetting to click a link or scan a loyalty card.
• Discover New Offers and Brands: The app is a great way to see which of your favourite brands offer cashback and to discover new ones.
• A Fantastic Welcome Bonus: A Cheddar referral code gives new users a real cash bonus, providing an instant boost to their earnings.

Things to Consider When Signing Up

To get the most out of the service, potential users should keep a few points in mind:

• Open Banking Connection: The service relies on a user giving the app secure, read-only access to their bank transaction data via Open Banking.
• Transactions Take Time to Confirm: Cashback will show as “pending” until the transaction has been verified by the retailer and the return period has passed. This can take up to 90 days.
• Minimum Withdrawal: There may be a minimum withdrawal amount to transfer the cashback to a bank account.
• Referral Code Conditions: The “£2 Bonus” is a referral offer for new users. It usually requires a new member to make a qualifying purchase for the bonus to be awarded to both the new user and the referrer.

Tips for a Great Cheddar Experience

Users can get the most out of their account with these tips:

• Use a Referral Code When Signing Up: This is the single best way for a new user to get a free welcome bonus.
• Link All Your Main Spending Accounts: To maximise earnings, link all the bank accounts that are used for everyday shopping.
• Check the “Offers” Tab Regularly: Open the app to check for new retailers and special, time-limited “Booster” offers that provide a higher cashback rate.
• Refer Your Friends: Once you have an account, share your personal referral code to earn a cash bonus every time a friend signs up and starts using the app.

Cheddar Customer Support & Policies

As a modern UK FinTech company, Cheddar provides customer support through their official app and website. They are regulated by the FCA for their Open Banking services and have clear and robust policies regarding data security and privacy, providing a trustworthy and secure platform.

The Easiest Way to Earn Cashback

For UK shoppers looking for a smart, simple, and completely effortless way to save money, the Cheddar cashback app is a must-have. As a leading platform for automatic cashback in the UK, it makes it easy to get rewards on everyday spending. The “link your bank account for cashback” system is secure and means you’ll never miss a reward. For new users, a Cheddar referral code is the perfect way to start, with a £2 bonus for joining.

Download the app today and start getting paid to shop!